--- title: Harvest Wealth Group Blog | Garrett German description: Garrett German* founded Harvest Wealth Group with the aim to create a meaningful experience that will impact his clients, in a significant way, both personally and financially. After your first meeting with our team, we’ll help you work toward financial clarity and confidence. --- ** [![Logo-Harvest-1](https://www.harvestwealthgroup.com/hs-fs/hubfs/Logo-Harvest-1.png?width=300&height=96&name=Logo-Harvest-1.png "Logo-Harvest-1")](https://harvestwealthgroup.com/) ## Harvest Wealth Group Blog ### FEATURED RESOURCE ## 10 Things a Smart Investor Should Consider in an Economic Downturn [Download the Guide](https://www.harvestwealthgroup.com/10-things-ebook) Browse by topic All Topics Retirement Planning Personal Finance Estate Planning Investing Insurance Tax Planning Risk Management Subscribe to our blog - #### [![Hand holding coin over coin purse.](https://www.harvestwealthgroup.com/hubfs/Catch-Up%20Contributions.png) Tax Planning Catch-Up Contributions](https://www.harvestwealthgroup.com/blog/catch-up-contributions) - #### [![House for sale.](https://www.harvestwealthgroup.com/hubfs/Blog%20A%20Taxing%20Story%20Capital%20Gains%20and%20Losses%2c%20v2.png) Tax Planning A Taxing Story: Capital Gains and Losses](https://www.harvestwealthgroup.com/blog/a-taxing-story) - #### [![Hands holding foam heart.](https://www.harvestwealthgroup.com/hubfs/Blog%20Making%20a%20Charitable%20Gift.png) Tax Planning Making a Charitable Gift](https://www.harvestwealthgroup.com/blog/making-a-charitable-gift) - #### [![Couple looking over paperwork while smiling.](https://www.harvestwealthgroup.com/hubfs/Blog%20New%20Retirement%20Contribution%20Limits%20for%202024%2c%20v1.png) Retirement Planning New Retirement Contribution Limits for 2024](https://www.harvestwealthgroup.com/blog/new-retirement-contribution-limits-for-2024) - #### [![Lady relaxing on yacht while looking over the ocean.](https://www.harvestwealthgroup.com/hubfs/Blog%20Estate%20Strategies%20of%20the%20Rich%20and%20Famous.png) Estate Planning Estate Strategies of the Rich and Famous](https://www.harvestwealthgroup.com/blog/estate-strategies-of-the-rich-and-famous) - #### [![Last will and testament paper with pair of sunglasses on top.](https://www.harvestwealthgroup.com/hubfs/Blog%20Estate%20Management%20Checklist.png) Estate Planning Estate Managment Checklist: 9 Considerations](https://www.harvestwealthgroup.com/blog/estate-management-checklist) - #### [![Hand checking boxes on checklist.](https://www.harvestwealthgroup.com/hubfs/Blog%20Your%20Year-End%20Financial%20Checklist.png) Personal Finance Your Year-End Financial Checklist](https://www.harvestwealthgroup.com/blog/year-end-financial-checklist) - #### [![Two sets of hands pointing to paper planning documents on tabletop.](https://www.harvestwealthgroup.com/hubfs/Market%20Outlook%202024%20Q3%2c%20v3.png) Personal Finance Market Update & Outlook: July-September 2024](https://www.harvestwealthgroup.com/blog/market-update-outlook-july-sept-2024) - #### [![Roofer installing house roof.](https://www.harvestwealthgroup.com/hubfs/Blog%20The%20Value%20of%20Insuring%20Against%20Life%E2%80%99s%20Risks.png) Insurance The Value of Insuring Against Life’s Risks](https://www.harvestwealthgroup.com/blog/the-value-of-insuring-against-lifes-risks) - #### [![Female in wheelchair being pushed by another female in outdoor garden.](https://www.harvestwealthgroup.com/hubfs/Blog%20Disability%20and%20Your%20Finances.png) Insurance Disability and Your Finances](https://www.harvestwealthgroup.com/blog/disability-and-your-finances) - #### [![Numerous umbrellas close together.](https://www.harvestwealthgroup.com/hubfs/Blog%20When%20to%20Self-Insure%20(3).png) Insurance When to Self-Insure](https://www.harvestwealthgroup.com/blog/when-to-self-insure) - #### [![Couple looking through boxed vegetables in kitchen.](https://www.harvestwealthgroup.com/hubfs/Blog%20Insurance%20Needs%20Assessment%20For%20Empty%20Nesters%20and%20Retirees%20(1).png) Estate Planning Insurance Needs Assessment: For Empty Nesters and Retirees](https://www.harvestwealthgroup.com/blog/insurance-needs-assessment-for-empty-nesters-and-retirees) current_page_num+2: 3 - ## Get empowered to do what matters most. 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